Krishna Patel is an attorney licensed to practice in New York who received her J.D. at Georgetown University Law Center. While in law school, Krishna worked in a clinic that helped low-income renters purchase their apartments and incorporate their building into a co-op. She loved the clinic’s intention to help build generational wealth in addition to providing immediate assistance. Krishna spent a decade paying off high interest student loans and understands the emotional cage that debt can represent. She hopes her contributions to Upsolve can encourage readers seeking to improve their financial situation.
Articles written by Krishna Patel
Can You File Bankruptcy and Keep Your House?
Written by Krishna Patel. Legally reviewed by Attorney Andrea Wimmer
Updated November 3, 2025
Many people who file bankruptcy are able to keep their home, but whether or not you’ll be able to do so depends on several factors. To keep your home in Chapter 7, you’ll need to be up to date on your mortgage payments and your home equity must be covered by the homestead exemption in your state. In Chapter 13, you can catch up on missed mortgage payments through a repayment plan, which can help you keep your home and avoid foreclosure.
Read More →How To File Bankruptcy for Free in Georgia
Written by Attorney Andrea Wimmer, Krishna Patel. Legally reviewed by Attorney Paige Hooper
Updated June 30, 2025
If you're dealing with debt that feels impossible to get out from under, Chapter 7 bankruptcy may be the fresh start you need. It can erase eligible debts like credit cards, medical bills, and payday loans — and many Georgians file without a lawyer or any filing costs. This guide covers everything you need to know to file in Georgia.
How To File Bankruptcy for Free in New York
Written by Attorney Andrea Wimmer, Krishna Patel. Legally reviewed by Attorney Andrea Wimmer
Updated March 2, 2026
Filing Chapter 7 bankruptcy in New York can help you erase certain debts and get a financial fresh start — and many people do it without a lawyer or filing costs. The process includes gathering documents, completing two credit courses, filling out forms, and filing them with the court. You’ll also attend a brief meeting with a bankruptcy trustee and decide how to handle property like your car. New York offers both state and federal exemptions to help you keep essential belongings. If your case is simple, you may qualify to use Upsolve’s free tool to file without paying attorney fees.
How To File Bankruptcy for Free in Hawaii
Written by Attorney Andrea Wimmer, Krishna Patel. Legally reviewed by Attorney Andrea Wimmer
Updated June 4, 2026
If you're dealing with debt that feels impossible to get out from under, Chapter 7 bankruptcy may be the fresh start you need. It can erase eligible debts like credit cards, medical bills, and payday loans — and many people in Hawaii file without a lawyer or any filing costs. This guide covers everything you need to know to file in Hawaii.
How To File Bankruptcy for Free in Washington
Written by Attorney Eva Bacevice, Krishna Patel. Legally reviewed by Jonathan Petts
Updated July 10, 2026
If you're dealing with debt that feels impossible to get out from under, Chapter 7 bankruptcy may be the fresh start you need. It can erase eligible debts like credit cards, medical bills, and payday loans — and many Washingtonians file without a lawyer or any filing costs. This guide covers everything you need to know to file in Washington.
How To File Bankruptcy for Free in New Jersey
Written by Attorney Andrea Wimmer, Krishna Patel. Legally reviewed by Attorney Andrea Wimmer
Updated July 13, 2026
If you're dealing with debt that feels impossible to get out from under, Chapter 7 bankruptcy may be the fresh start you need. It can erase eligible debts like credit cards, medical bills, and payday loans — and many New Jerseyans file without a lawyer or any filing costs. This guide covers everything you need to know to file in New Jersey.
