Attorney Todd Carney

Attorney Todd Carney

Attorney

Attorney Todd Carney has his J.D. from Harvard Law School. While in law school, Todd worked in a clinic that helped pro-bono clients file for bankruptcy. He's also studied several aspects of how the law impacts consumers. Todd lives and is admitted to practice law in Washington DC. Todd has written over 40 articles for sites such as RealClear Policy and Lawfare. Prior to law school, Todd graduated from American University with a B.A. in political science and public communication and spent five years working in digital advertising. While working in digital advertising, Todd read a lot on consumer finance and that made him interested in studying it in law school, with the hope of getting to work on issues impacting consumers in the long-term. The views in his pieces are his alone and do not reflect the views of his employer.


All ArticlesConsumer Rights

Articles written by Attorney Todd Carney

Can a Creditor Levy Your Bank Account More Than Once?

Written by Attorney Todd CarneyLegally reviewed by Jonathan Petts
Updated March 11, 2026

A bank levy is a legal move that allows creditors to collect an unpaid debt by taking money directly from a borrower’s bank account. Creditors can continue to take money from your account until your debt is paid off. While your account can be levied more than once, you have options and rights., This article will educate you on how to be prepared for a levy and what your rights are.

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How To File Bankruptcy for Free in Alaska

Written by Attorney Andrea Wimmer, Attorney Todd CarneyLegally reviewed by Attorney Andrea Wimmer
Updated April 6, 2026

If you're dealing with debt that feels impossible to get out from under, Chapter 7 bankruptcy may be the fresh start you need. It can erase eligible debts like credit cards, medical bills, and payday loans — and many Alaskans file without a lawyer or any filing costs. This guide covers everything you need to know to file in Alaska.

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How To File Bankruptcy for Free in South Dakota

Written by Attorney Andrea Wimmer, Attorney Todd CarneyLegally reviewed by Attorney Andrea Wimmer
Updated April 16, 2026

If you're dealing with debt that feels impossible to get out from under, Chapter 7 bankruptcy may be the fresh start you need. It can erase eligible debts like credit cards, medical bills, and payday loans — and many South Dakotans file without a lawyer or any filing costs. This guide covers everything you need to know to file in South Dakota.

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How To File Bankruptcy for Free in Nebraska

Written by Attorney Andrea Wimmer, Attorney Todd CarneyLegally reviewed by Attorney Paige Hooper
Updated April 28, 2026

If you're dealing with debt that feels impossible to get out from under, Chapter 7 bankruptcy may be the fresh start you need. It can erase eligible debts like credit cards, medical bills, and payday loans — and many Nebraskans file without a lawyer or any filing costs. This guide covers everything you need to know to file in Nebraska.

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How To File Bankruptcy for Free in Kansas

Written by Attorney Andrea Wimmer, Attorney Todd CarneyLegally reviewed by Attorney Andrea Wimmer
Updated May 8, 2026

If you're dealing with debt that feels impossible to get out from under, Chapter 7 bankruptcy may be the fresh start you need. It can erase eligible debts like credit cards, medical bills, and payday loans — and many Kansans file without a lawyer or any filing costs. This guide covers everything you need to know to file in Kansas.

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How To File Bankruptcy for Free in Iowa

Written by Attorney Andrea Wimmer, Attorney Todd CarneyLegally reviewed by Attorney Paige Hooper
Updated May 9, 2026

If you're dealing with debt that feels impossible to get out from under, Chapter 7 bankruptcy may be the fresh start you need. It can erase eligible debts like credit cards, medical bills, and payday loans — and many Iowans file without a lawyer or any filing costs. This guide covers everything you need to know to file in Iowa.

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The Upsolve Team
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Upsolve is a 501(c)(3) nonprofit that started in 2016. Our mission is to help low-income families eliminate their debt and fix their credit with our free bankruptcy tool. Our team includes debt experts and engineers who care deeply about making the financial system accessible to everyone. We have world-class funders that include the U.S. government, former Google CEO Eric Schmidt, and leading foundations.

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal.